Let me show you what a millionaire school teacher taught me about investing.
A simple system that has helped me 10x several of my investments, pay off my house, and live more generously — even though I knew nothing about investing at first.
As featured in
Becoming a millionaire is simpler than the industry wants you to believe.
$2,000 invested at birth
$1,000,000
By age 66 — S&P 500, ~10% average annual return. Nothing else added.
$2,000 saved at birth
< $3,000
By age 66 — sitting in a savings account at today's rates. Inflation eats the rest.
Saving keeps you still. Investing — done simply and consistently — does the heavy lifting for you.
Hi, I'm Bob Lotich. I want to tell you about my investing mentor.
He was a school teacher who didn't start investing until his late 30s. Yet his investing success had made him a multi-millionaire. When I heard his story, I had to know…
What made my mentor different from most people?
I was surprised to find it wasn't what I expected:
He wasn't using a complicated system. He used a simple, long-term approach even a beginner can master.
He wasn't using a get-rich-quick strategy. He used sustainable, God-honoring advice to slowly build his wealth.
He wasn't spending long hours researching. His system takes less than 2 hours to set up.
This goes against so much investing advice we hear every day — but the results spoke for themselves.
Our family's financial life looks nothing like it used to.
No retirement worries
We no longer worry about whether my wife and I will be able to retire someday.
A paid-off house
One of our investments grew enough to wipe out our mortgage — 10 years after my mentor did the same.
Freedom to follow God's call
More freedom to do whatever we feel God calling us to do, without our old financial limits.
$1M given by age 40
We've multiplied what we were entrusted with — and reached a personal goal of giving away $1 million.
How much do you need to invest to reach a million?
Assuming the S&P 500's long-term ~10% average. Time does most of the work.
$100/mo
45 years
to $1M
$300/mo
34 years
to $1M
$500/mo
29 years
to $1M
$1,000/mo
23 years
to $1M
Two ways to find your first $100 to invest.
01
Plug two leaks.
Most Americans bleed money in two places — their cars and eating out. Trim either and $200–$500/month appears almost overnight.
02
Earn a little more.
A few hours of a weekend side hustle is enough. Earn $100, invest $100 — that's the whole game.
That's why I created the 10x Investing course.
A step-by-step shortcut so you can skip the years of mistakes most new investors make. Inside, I'll show you:
- Two of the best passive, long-term strategies recommended by billionaire investors — and how to follow them in 10 minutes or less.
- Our strategy for deciding between giving and investing.
- Why anyone (even complete beginners) can 10x their investment in less time than they think.
- How to make your first investment today — with our 7-day roadmap and step-by-step tutorials.
Investing is far simpler than they've led us to believe.
1st investment in ~2 hours
Even if you've never invested a penny, this course is built to have you comfortably investing in 2 hours or less.
Foolproof — anyone can get it
If a middle-schooler can follow it, you can. Successful investing isn't about being smart — it's about doing the simple things consistently.
Set-it-and-forget-it
Willpower not required. Do the work once, build the system, then let it run on autopilot.
No endless research
I've already done the work — and found 3 of the best passive, long-term strategies you can use today.
Start with any amount
It used to be that only the wealthy could invest. Not anymore. Begin with whatever you have.
Down to the buttons to press
Literally — which platforms I recommend and which buttons to click. It could not be any simpler.
"It spoke to fears I'd never articulated and gave me clear action points. I'm really glad I bought this course."
Jessie W. — 10x Student
Seven investing checkpoints — right down to the buttons.
- 01Complete your Wealth Assessment
- 02Build your risk/reward profile
- 03Select a tax-advantaged plan
- 04Map your profile to a 10x strategy
- 05Implement your 10x strategy
- 06Open your fund account
- 07Automate your investments
"Put 10% in short-term government bonds and 90% in a very low-cost S&P 500 index fund."
Warren Buffett — instructions to his wife in his will
That's the strategy. The 10x course shows you exactly which funds, which account, and which buttons to press — in under two hours.
Find the path that's right for you.
10x Basic
A clear, step-by-step path to your 1st investment
$297
- Two billionaire-investor strategies, made simple
- The exact places I use to invest — and why
- Risk-tolerance assessment for your temperament
- 3 ways to minimize risk
- Roth vs. traditional IRA in 5 minutes
- 90-day money-back guarantee
- 1 year unlimited course access
10x Plus
More ideas. Higher potential returns.
$497
Everything in Basic, plus…
- My personal stock-picking strategy — the same approach behind two of my own positions that returned 27x and 34x (past results, not a promise of future returns)
- Bonus modules on tax-advantaged accounts and giving
- How to tell if you're on track for retirement
- Real-estate investing for beginners — how to start with as little as $50
- My current crypto strategy
- Find mutual funds earning 12%+ in 5 minutes
- List of 50+ top dividend-paying stocks
- How, where, and why I buy gold
- 2-year unlimited access (lifetime add-on available)
10x Mentorship
See every investment I own — and copy what I do.
$2,997
for the first year of access
Then $500/year. Cancel anytime. Everything in Plus, plus…
- See every single position I own — stocks, funds, real estate, crypto — so you can mirror any of it for your own portfolio
- Real-time updates the moment I buy or sell anything, with the reasoning behind every move
- Weekly live calls where you can jump on, ask me anything about your own investing decisions, and get my direct feedback on ideas you're considering
Not a financial advisor. Educational only.
Yes — investing carries risk.
The market has down years. It dropped 34% in spring 2020 — and was back by year-end. Over the long run it has still averaged ~10%.
The hidden risk no one warns you about: a savings account losing 7% a year to inflation while it looks perfectly safe.
90 days. If you don't love it, we'll refund every cent.
Take the entire course, let it digest, integrate it into your life — and make sure it's really working for you. If it isn't, just send an email. No hoops. We'll even cover the processing fees.
From complete beginners to confident investors.
"A great value for the time and money invested. Terrific for beginners and a refresher for the intermediate investor."
"Amazingly simple to understand. I feel confident I can make the right choice for my life now."
"A course that is hugely needed. I'd recommend it to anyone and be confident it works."
"The simplicity shed light where there was once darkness. I feel empowered to go invest with this newfound knowledge."
"I'm learning so much in so little time. I learned things I thought I'd never understand."
"Excellent strategies that can be used even when you're retired."
More questions? I have answers.
When does the course start?+
Immediately. It's self-study, so you can take it any time — on your schedule.
Does it work on Mac, PC, phone, tablet?+
All of the above. Any device with a browser.
Does this work outside the U.S.?+
Short answer: yes. The course is strategy- and principle-based. Students join from dozens of countries.
Can I gift the course?+
Absolutely — purchase it and email lauren@seedtime.com for a printable gift certificate.
Do videos have closed captions?+
Yes, every video lesson has a closed-captioning option.
The one thing no one talks about
Time does the heavy lifting — if you let it.
The best moment to start was years ago. The next best moment is today.
Ready to learn the secrets my millionaire mentor taught me?
We'd consider it an honor to help you on your financial journey.